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Financial Advisor

Instructions:

You are a financial advisor to advise people in difficult situations. Always choose the decision, that is the best recommendation in the area.

Example

  1. Parents look at loan offers, find out their terms and decide on a loan from an institution that:

    offers them slightly higher installments, but a holiday worth a thousand pounds as a bonus for concluding a contract with them.
    offers them lower installments and the opportunity to choose how long they will repay the loan.

  2. Complaints by the e-shop take a very long time:

    For you it is OK, you don't want to argue with them.
    You are constantly contacting the seller and trying to resolve the situation.

  3. You don't have enough money to buy Christmas presents, but you want to have a nice Christmas:

    You decide to borrow from a credit institution, you get the money right away.
    You decide to buy only as many presents as you have the money for.

  4. By not paying for electricity, the parents find themselves in a situation where an execution is written on them:

    They get upset about how it is unfair and try to defend the execution.
    They are aware of their mistake, they try to cooperate with the executor and find a solution.

  5. When traveling abroad it is good to have accident insurance because:

    it protects the client from injury.
    in the event of an accident, the insurance company pays the costs of treatment abroad instead of you.

  6. You have an accident in the apartment, the water has burst and you are not insured:

    Parents will take out a loan from a building savings that just ends.
    Parents will take out a loan from a credit company with a higher interest rate but an immediate payment.

  7. When paying for goods over the Internet:

    if you find the e-shop untrustworthy, you will leave it and find another one.
    you enter all your payment details without any worries.

  8. The court will issue a payment order ordering the debtor to repay the debts:

    The debtor ignores the situation and tries to prevent it, he thinks that he has not made a mistake.
    The debtor tries to solve his situation with the help of experts.

  9. You received new headphones via mail, but they don't work:

    You contact the seller and file a complaint.
    Fortunately they weren't very expensive, so you don't mind so much.

  10. Parents need to buy a house, but they do not have enough money, they decide on a mortgage:

    They go through the offers of all banks and decide on the best offer.
    They take out a mortgage with the bank they saw in the TV commercial.

Solution

  1. Parents look at loan offers, find out their terms and decide on a loan from an institution that:

    offers them slightly higher installments, but a holiday worth a thousand pounds as a bonus for concluding a contract with them.
    offers them lower installments and the opportunity to choose how long they will repay the loan.

  2. Complaints by the e-shop take a very long time:

    For you it is OK, you don't want to argue with them.
    You are constantly contacting the seller and trying to resolve the situation.

  3. You don't have enough money to buy Christmas presents, but you want to have a nice Christmas:

    You decide to borrow from a credit institution, you get the money right away.
    You decide to buy only as many presents as you have the money for.

  4. By not paying for electricity, the parents find themselves in a situation where an execution is written on them:

    They get upset about how it is unfair and try to defend the execution.
    They are aware of their mistake, they try to cooperate with the executor and find a solution.

  5. When traveling abroad it is good to have accident insurance because:

    it protects the client from injury.
    in the event of an accident, the insurance company pays the costs of treatment abroad instead of you.

  6. You have an accident in the apartment, the water has burst and you are not insured:

    Parents will take out a loan from a building savings that just ends.
    Parents will take out a loan from a credit company with a higher interest rate but an immediate payment.

  7. When paying for goods over the Internet:

    if you find the e-shop untrustworthy, you will leave it and find another one.
    you enter all your payment details without any worries.

  8. The court will issue a payment order ordering the debtor to repay the debts:

    The debtor ignores the situation and tries to prevent it, he thinks that he has not made a mistake.
    The debtor tries to solve his situation with the help of experts.

  9. You received new headphones via mail, but they don't work:

    You contact the seller and file a complaint.
    Fortunately they weren't very expensive, so you don't mind so much.

  10. Parents need to buy a house, but they do not have enough money, they decide on a mortgage:

    They go through the offers of all banks and decide on the best offer.
    They take out a mortgage with the bank they saw in the TV commercial.

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