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Financial Advisor

Instructions:

You are a financial advisor to advise people in difficult situations. Always choose the decision, that is the best recommendation in the area.

Example

  1. The borrower has a large amount of loans and got into a debt trap:

    He will visit the bank and ask for the consolidation of the loans.
    He takes another loan and hopes that the situation will be resolved on its own.

  2. The second time your bicycle has broken during the warranty period, you have already complained about the same defect:

    You go to the store with the receipt, you complain again and insist on the delivery of a new bicycle.
    You wave over your hand, you don't want to go to the store again.

  3. Parents look at loan offers, find out their terms and conditions and decide to take a loan from:

    a credit institution that first checks their ability to repay before granting them credit.
    a credit institution that secures their money immediately and without checking their financial condition.

  4. When you make your first purchase from the e-shop:

    you will have the goods brought in and, after viewing them, you will pay them by cash on delivery.
    you will pay in advance and have the goods brought in.

  5. Parents find their TV too small, so they decide to buy a new one and bigger.

    They go to the store and buy a new one in installments.
    They decide to wait until they have enough savings to buy.

  6. Insurance which is taken out mainly for the purpose of securing the family is called:

    family insurance.
    life insurance.

  7. When purchasing from the e-shop, they want you to confirm their agreement with the terms and conditions:

    You will study the terms and conditions first and, if you agree with them, confirm them.
    You tick it and agree without any worries.

  8. You are going to complain about a game console that broke down after three years of use:

    The seller will refuse to accept the claim because the warranty period has expired.
    The seller will accept the claim because the console is faulty.

  9. I am the owner of a cottage in an area which falls under the second degree of flood risk, so it is necessary for me to take out:

    travel insurance.
    insurance of buildings and real estate.

  10. In the case of a valid accident insurance, after the end of the treatment you will receive from the insurance company the so-called:

    severance pay
    painful pay

Solution

  1. The borrower has a large amount of loans and got into a debt trap:

    He will visit the bank and ask for the consolidation of the loans.
    He takes another loan and hopes that the situation will be resolved on its own.

  2. The second time your bicycle has broken during the warranty period, you have already complained about the same defect:

    You go to the store with the receipt, you complain again and insist on the delivery of a new bicycle.
    You wave over your hand, you don't want to go to the store again.

  3. Parents look at loan offers, find out their terms and conditions and decide to take a loan from:

    a credit institution that first checks their ability to repay before granting them credit.
    a credit institution that secures their money immediately and without checking their financial condition.

  4. When you make your first purchase from the e-shop:

    you will have the goods brought in and, after viewing them, you will pay them by cash on delivery.
    you will pay in advance and have the goods brought in.

  5. Parents find their TV too small, so they decide to buy a new one and bigger.

    They go to the store and buy a new one in installments.
    They decide to wait until they have enough savings to buy.

  6. Insurance which is taken out mainly for the purpose of securing the family is called:

    family insurance.
    life insurance.

  7. When purchasing from the e-shop, they want you to confirm their agreement with the terms and conditions:

    You will study the terms and conditions first and, if you agree with them, confirm them.
    You tick it and agree without any worries.

  8. You are going to complain about a game console that broke down after three years of use:

    The seller will refuse to accept the claim because the warranty period has expired.
    The seller will accept the claim because the console is faulty.

  9. I am the owner of a cottage in an area which falls under the second degree of flood risk, so it is necessary for me to take out:

    travel insurance.
    insurance of buildings and real estate.

  10. In the case of a valid accident insurance, after the end of the treatment you will receive from the insurance company the so-called:

    severance pay
    painful pay

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