US ($)
CZ (Kč)
SK (€)
GB (£)Instructions:
You are a financial advisor to advise people in difficult situations. Always choose the decision, that is the best recommendation in the area.
Example
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Parents need to buy a house, but they do not have enough money, they decide on a mortgage:
They take out a mortgage with the bank they saw in the TV commercial.They go through the offers of all banks and decide on the best offer. -
The bank sends reminders to the debtor about the unpaid installment:
He goes to the bank and informs bank of his situation, he tries to reach an agreement.He ignores the situation and hopes to resolve it by itself. -
You shop online from a new e-shop:
First you read the reviews of the selected goods and then you buy them.You will immediately go to the product catalog and select the goods. -
Parents find their TV too small, so they decide to buy a new one and bigger.
They decide to wait until they have enough savings to buy.They go to the store and buy a new one in installments. -
The borrower has a large amount of loans and got into a debt trap:
He takes another loan and hopes that the situation will be resolved on its own.He will visit the bank and ask for the consolidation of the loans. -
Parents look at loan offers, find out their terms and decide on a loan from an institution that:
offers them lower installments and the opportunity to choose how long they will repay the loan.offers them slightly higher installments, but a holiday worth a thousand dollars as a bonus for concluding a contract with them. -
You don't have enough money to buy Christmas presents, but you want to have a nice Christmas:
You decide to borrow from a credit institution, you get the money right away.You decide to buy only as many presents as you have the money for. -
Parents look at loan offers, find out their terms and conditions and decide to take a loan from:
a credit institution that first checks their ability to repay before granting them credit.a credit institution that secures their money immediately and without checking their financial condition. -
By not paying for electricity, the parents find themselves in a situation where an execution is written on them:
They are aware of their mistake, they try to cooperate with the executor and find a solution.They get upset about how it is unfair and try to defend the execution. -
The court will issue a payment order ordering the debtor to repay the debts:
The debtor tries to solve his situation with the help of experts.The debtor ignores the situation and tries to prevent it, he thinks that he has not made a mistake.
Solution
-
Parents need to buy a house, but they do not have enough money, they decide on a mortgage:
They take out a mortgage with the bank they saw in the TV commercial.They go through the offers of all banks and decide on the best offer. -
The bank sends reminders to the debtor about the unpaid installment:
He goes to the bank and informs bank of his situation, he tries to reach an agreement.He ignores the situation and hopes to resolve it by itself. -
You shop online from a new e-shop:
First you read the reviews of the selected goods and then you buy them.You will immediately go to the product catalog and select the goods. -
Parents find their TV too small, so they decide to buy a new one and bigger.
They decide to wait until they have enough savings to buy.They go to the store and buy a new one in installments. -
The borrower has a large amount of loans and got into a debt trap:
He takes another loan and hopes that the situation will be resolved on its own.He will visit the bank and ask for the consolidation of the loans. -
Parents look at loan offers, find out their terms and decide on a loan from an institution that:
offers them lower installments and the opportunity to choose how long they will repay the loan.offers them slightly higher installments, but a holiday worth a thousand dollars as a bonus for concluding a contract with them. -
You don't have enough money to buy Christmas presents, but you want to have a nice Christmas:
You decide to borrow from a credit institution, you get the money right away.You decide to buy only as many presents as you have the money for. -
Parents look at loan offers, find out their terms and conditions and decide to take a loan from:
a credit institution that first checks their ability to repay before granting them credit.a credit institution that secures their money immediately and without checking their financial condition. -
By not paying for electricity, the parents find themselves in a situation where an execution is written on them:
They are aware of their mistake, they try to cooperate with the executor and find a solution.They get upset about how it is unfair and try to defend the execution. -
The court will issue a payment order ordering the debtor to repay the debts:
The debtor tries to solve his situation with the help of experts.The debtor ignores the situation and tries to prevent it, he thinks that he has not made a mistake.